Karpous cDe-Fi Ecosystem

The Karpous cDe-Fi (Centralized-Decentralized Finance) Ecosystem seamlessly integrates the benefits of both on-chain blockchain technology and off-chain operational processes, creating a flexible, transparent, and robust financial platform for real-world assets.

The ecosystem consists of three main pillars, which are:

KarpousX: The Asset Marketplace

KarpousPIN: The Decentralized Physical Infrastructure Network

KarpousDAO: The Decentralized Autonomous Governance

On-Chain Advantages

• Enhanced transparency for all stakeholders
• Automated processes reduce errors and manual intervention
• Immutable records build trust and accountability

Off-Chain Advantages

• Allows interaction with physical and real-world assets
• Adds a layer of trust through human oversight, due diligence and operational validation
• Enables seamless collaboration with asset operators and partners

Why a cDe-Fi Model?

• Transparency is maintained in financial transactions via blockchain
• Operational Reliability is achieved through off-chain validation and management
• Scalability allows the platform to manage a wide range of real-world assets globally

This hybrid model empowers Karpous to create a robust ecosystem where blockchain technology and real-world operations coexist harmoniously.

Process Overview

On-Chain	Off-Chain
Token Staking Users buy assets directly on blockchain via smart contracts Users stake $KRPS tokens to unlock participation in Multiply Pools, create pools, or earn passive income	Due Diligence and Asset Verification Assets undergo thorough vetting by Karpous and asset operators Ensures only credible and high-performing assets are listed
Asset Purchase and Pool Creation Users buy assets directly on blockchain via smart contracts Pool managers create pools using staked tokens	Asset Management Day-to-day management of physical or service-based assets Real-world revenue tracking and validation
Revenue Sharing and Distribution Smart contracts distribute revenues Pool fees and rewards allocated transparently	User Support and Platform Operations Customer relationship management (CRM) Support services for seamless user experience
Governance and Security Immutable record of all activities Decentralized mechanisms for ecosystem participation	Revenue Deposit and Conversion Revenue from operations converted to digital tokens Validated deposits to user wallets

The strength of Karpous lies in its ability to seamlessly integrate these two divisions:

1. Workflow Example

• Users register and deposit funds (off-chain)
• Funds are staked, and assets are purchased using smart contracts (on-chain)
• Assets are operated and revenue is generated (off-chain)
• Revenue is distributed via smart contracts to user wallets (on-chain)

2. Smart Contract Automation

All financial transactions, including staking, asset purchases, and revenue distribution, are automated through smart contracts, ensuring efficiency and transparency.

3. Real-World Asset Integration

Assets listed on KarpousX undergo stringent off-chain processes before being listed and integrated into the on-chain ecosystem.

Another option of RWA integration through an on-chain process is through KarpousDAO to create a permissionless listing. This is where the asset owner lists to sell and manage their asset in KarpousDAO, and users vote to approve the listing. If the asset is approved it will be listed directly on KarpousX.