How Karpous Works
The Product Architecture
A Platform That Feels Familiar
Karpous is built to look and function like a modern digital investment platform. You sign up using your email, verify your identity, and instantly gain access to global yield products. Your account is managed securely through Coinbase CDP technology, meaning:
You don't handle private keys.
You never pay network fees.
You experience the simplicity of a FinTech platform with the reliability of digital verification behind the scenes.
The Three Product Modes
Karpous offers three distinct ways to participate, depending on your goals and risk preferences.
A. Staking Pools
Passive Yield Access
Karpous offers three distinct ways to participate, depending on your goals and risk preferences.
Think of this as a globally diversified savings product.
Earn fixed returns in USD.
Withdraw or reinvest directly through your dashboard at the end of each term.
Designed for investors who value simplicity, stability, and consistency.
B. Industry Fraction Notes
Fractionalized Access to Real Assets
Fractional participation in institutional-grade projects — structured as digital ownership notes.
Each Note represents a verified share in an Edition (e.g., "fMETRANS2025, fSEALOGI2025, and many more").
Notes can be bought, sold, or held at any time through the Karpous Exchange.
The underlying asset continues generating yield, regardless of ownership changes.
Ideal for investors seeking flexible liquidity and real asset exposure.
C. Direct Ownership Series
Institutional Access for Individuals
For those seeking longer-term participation and higher yield, Karpous offers direct access to specific real-world assets.
Each project has a fixed duration (e.g., 5 years).
Investors receive a digital ownership certificate valid for the entire term.
Early exits are enabled via the Fair Value Adjustment Model, ensuring pricing fairness and market equilibrium.
This structure mirrors institutional-grade direct investment — but in an accessible, digital format.
How Liquidity Works
When you invest, Karpous issues a corresponding liquid certificate for your position. That certificate can be sold on the Karpous Exchange at any time. Smart valuation models combined with Automated Market Making Decentralized Exchange automatically adjust resale prices based on:
Time remaining until maturity.
Yield already received.
Market demand.
The result:
Fair, instant liquidity that is always available for all parties.
Settlement and Earnings
All returns are denominated in USD-equivalent stable assets for consistency.
Earnings are distributed automatically to your managed account.
You can withdraw, reinvest, or allocate funds to new investments directly in the platform.
Every transaction is recorded and auditable, ensuring transparency and compliance across jurisdictions.
Compliance and Transparency
Industry Fraction and Direct Ownership are backed by a detailed Fact Sheet, outlining:
Asset overview and yield structure.
Legal setup and custodial arrangements.
Operator and jurisdictional information.
Valuation methodology and risk disclosures.
Duration, floor yield, and upside range.
Karpous operates under strict KYC/AML frameworks, ensuring user protection, asset legitimacy, and regulatory alignment.
In Summary
You invest through a simple digital interface.
Behind the scenes, a transparent, digitally verified infrastructure ensures liquidity, yield, and compliance without complexity.