Technology & Platform Architecture
Karpous is built as a fintech platform that runs on institutional-grade digital infrastructure.To the user, it feels like any modern fintech app secure login, clear dashboards, and seamless transfers. Behind the interface, advanced technologies ensure every transaction is verifiable, efficient, and globally interoperable.
We call this design philosophy Invisible Web3 technology powerful enough to guarantee transparency, yet discreet enough to stay out of your way.
Managed Wallet Infrastructure (Coinbase CDP)
Every Karpous user account is secured through Coinbase CDP, a custody-grade managed wallet service that combines user experience simplicity with institutional-level protection.
How It Works:
- Automatic Wallet Creation
When you register with Karpous, a managed wallet is created for you automatically no seed phrases, no technical setup. - Non-Custodial by Design
Karpous never has access to your private keys. Security and control remain under Coinbase's custody infrastructure with the options for you to export your keys. - Email-Based Access
Users interact through their verified Karpous login credentials, secured by two-factor authentication and encrypted API connections to Coinbase. - Gas-Free Transactions
All blockchain transactions are handled behind the scenes users never pay network fees or interact with blockchain directly.
Settlement Layer (Base Chain)
All digital transactions on Karpous including asset issuance, certificate transfers, and exchange trades are settled on Base Chain, Coinbase's Ethereum Layer-2 network.
Why Base Chain:
High Throughput
Enables fast transaction processing with near-zero latency.
Low Cost
Sub-cent fees make it possible to execute micro-transactions economically.
Security Inheritance
As an Ethereum Layer-2, Base inherits the full security of the Ethereum mainnet.
Scalability
Supports the continuous trading of thousands of digital asset certificates globally, without congestion.
This ensures that while Karpous feels like a centralized fintech platform, it operates with the verifiability and immutability of blockchain infrastructure.
Decentralized Exchange Infrastructure
- Each asset's digital certificate (fToken) and Direct Ownership is paired against a liquidity pool.
- This allows instant market-based trading.
- Automated market maker (AMM) logic ensures liquidity remains available even when order books are thin.
What This Means for Users :
You can buy or sell your positions instantly without waiting for counterparty approval.
Prices reflect real-time supply and demand across the network.
All trades are verifiable but settled through a regulated, compliant layer.
This hybrid design merges decentralized liquidity with centralized compliance the best of both systems.
Fiat On/Off-Ramp Infrastructure
To ensure global accessibility, especially across frontier and emerging markets, Karpous partners with local on/off-ramp infrastructure.
Key Benefits:
Local Currency Support:
Users in supported countries can deposit or withdraw using local fiat directly from their bank or mobile money accounts.
Instant Conversion
Our partners bridge local fiat with USD-equivalent stable assets used on the Karpous platform.
Regulatory Compliance
Our partner operates within local financial regulations, ensuring safe and legal value flow between digital and traditional systems.
Inclusion at Scale
This removes one of the biggest barriers to global investing — enabling participation even in regions without crypto or foreign investment access.